Collateral Analysis / Site Inspections
AD Capital Advisors industry-standard Commercial Property Analysis Report (“CPAR”) has been used by various lenders and asset managers around the country. The CPAR process combines a secondary-market-type property inspection, which records and evaluates the subject’s location, neighborhood characteristics, notable environmental issues, fundamental property facts, condition and deferred maintenance with a market study that gathers current market data, describes market activity and examines competitive properties. CPAR’s typically address trends to alert the reader to possible property performance declines and the potential need for special servicing or loss mitigation, before they’re necessary.
Commercial Property Inspections (Performing / Non-Performing) – Our Commercial Property Inspection of loan collateral is a current qualitative, mortgage risk assessment. This analysis will focus on the characteristics of the property that influence its current level of competitiveness in the marketplace.